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Individuals or organizations that design or prepare plans
and specifications for construction projects require professional
liability insurance to cover many of the exposures that their
work can generate. “Architects & Engineers professional
and liability” coverage is what is commonly used to
describe such insurance.
It should be noted the term “design professionals”
includes more than simply those who prepare plans and specifications
for structures. Designers of machinery and equipment and many
others could also fall into this category.
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