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Bonds – We currently use The Hartford and Travelers for our bonding clients. We can easily issue ERISA Bonds; Commercial Crime Bonds, etc. An application is required for binding.
We offer a wide variety of products for your business including Commercial Property coverage; General Liability; Workers’ Compensation; Bonds.
For the workers' compensation side, we could always preface it with "One-third of small business owners have identified workers' compensation costs as a critical business challenge"
Workers compensation insurance is based upon a state law system requiring employers to provide medical care, disability benefits, and loss of wage coverage to employees who are injured or disabled during the course of their employment. We offer markets for harder-to-place risks such as USL&H and Law Offices who specialize in Workers’ Compensation Defense, etc
According to statistics, the leading causes of workplace injuries are:
- Overexertion
- Falls on the same level
- Bodily reaction (bending, climbing, slipping or tripping without falling
- Struck by object
- Highway incidents
- Repetitive motion
- Struck against object
- Caught in or compressed by equipment
Yes, accidents can happen anytime, anywhere - that's why we call them accidents!
Just be ready.
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